One-Time Passwords have been introduced as a means of further securing your Square Enix account.
What is One-Time password?

A "One-Time Password" is a six-digit number shown on a screen using either
a key-ring like the Square Enix Security Token or a smartphone app,
such as the Square Enix Software Token.
What is a Security Token?
A security token is a device for displaying One-Time Passwords that will dramatically improve account security. Pressing the button will display a One-Time Password on the device's LCD screen which will provide you the required one-time password needed to access your account.
Square Enix Security Tokens may be purchased from the Square Enix Store for $14.99.
What is a Software Token?

The Software Token is a smartphone app designed to display One-Time Passwords. After registering for the service, a One-Time Password will be shown on screen every time the app
is launched. Using this app will dramatically improve account security. The app itself is free to use.
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The app can only be used by customers with Square Enix accounts who have purchased either FINAL FANTASY XI or FINAL FANTASY XIV and registered the accompanying registration
codes.
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What is a Software Authenticator?
Software authenticators (Google Authenticator, Microsoft Authenticator, etc.) are free apps developed
for smartphones (iPhone or Android) for the purpose of displaying one-time passwords.